| Educational guide Faculty of Business and Economics |
english |
| Bachelor's Degree in Finances and Accounting |
 Subjects |
| LAW OF FINANCIAL MARKETS |
| Contents |
| IDENTIFYING DATA | 2023_24 |
| Subject | LAW OF FINANCIAL MARKETS | Code | 16204217 | |||||
| Study programme |
|
Cycle | 1st | |||||
| Descriptors | Credits | Type | Year | Period | ||||
| 6 | Optional | Third | 2Q |
|||||
| Competences | Learning outcomes | Contents |
| Planning | Methodologies | Personalized attention |
| Assessment | Sources of information | Recommendations |
| Topic | Sub-topic |
| LESSON 1. Introduction to financial markets | 1. Concept of financial markets 2. The financial management system, its sources, and supervisory authorities 3. The European System of Central Banks 3.1. The European Central Bank 3.2. The Bank of Spain 4. Subjects of financial markets: Financial institutions 5. Credit institutions 5.1. Concept and classes 5.2. Legal status 5.3. Reference to deposit guarantee funds 6. Insurance undertakings 6.1. Requirements 6.2. Legal forms 6.3. Employees of the insurance entrepreneur 6.4. Access to and pursuit of insurance business 7. Securities market entities 7.1. Concept, classes, and sources of regulation 7.2. The purpose of securities markets: transferable securities 7.3. The primary securities market 7.4. Official secondary securities markets 7.5. The National Securities Market Commission |
| PART ONE: BANKING LAW | |
| LESSON 2: Banking contracting in general | 1. Concept, types, and characteristics of banking contracts 2. Information and publicity duties of credit institutions 3. Banking contracting and the defence of consumers and users 4. The Customer Ombudsman for Credit Institutions 5. The Bank of Spain's claims system 6. The Commissioner for Customer Advocacy in Banking Services 7. Bank secrecy |
| LESSON 3: Banking contracts (I) | 1. The bank current account contract 1.1. Concept 1.2. Content 1.3. The cashier service 1.4. Bank transfer 1.5. Current account overdrafts 2. Bank deposits: concept and classes |
| LESSON 4: Banking contracts (II) | 1. Bank loans: concept and classes 2. The bank discount: concept, classes, and content 3. The opening of credit: concept, classes, content, and termination of the contract 4. Syndicated loans and credits |
| LESSON 5: Banking contracts (III) | 1. Bank mediation in international contracting 2. Documentary credit 2.1. Concept and sources of regulation 2.2. Classes: revocable, irrevocable, and confirmed credit. Transferable credit 3. Bank guarantees 3.1. Guarantees collected by credit institutions 3.2. Guarantees provided by credit institutions 3.3. First demand guarantees |
| LESSON 6: Bank contracts (IV) | 1. Leasing, renting, factoring, and confirming 2. Credit and debit cards 3. Rental of safe deposit boxes 4. Bank reports 5. Bank intervention in the issuance and placement of securities |
| PART TWO: INSURANCE MARKET LAW | |
| LESSON 7: The insurance contract | 1. Concept and elements 1.1. Personal and formal elements 1.2. Actual elements (risk, interest) 2. Legal status 2.1. Land insurance 2.2. Maritime insurance 2.3. Air insurance 3. Content of the contract 4. Classification |
| LESSON 8: Insurance against damage | 1. General theory 1.1. Meaning of the principle of compensation 1.2. Interest and sum insured 1.3. Subrogation of the insurer 2. Classes 2.1. Fire insurance 2.2. Insurance against theft 2.3. Land transport insurance 2.4. Loss of earnings insurance 2.5. Credit insurance 2.6. Export credit insurance 2.7. Surety insurance 2.8. Civil liability insurance 2.8.1. Concept. Nature and classes 2.8.2. Special reference to professional indemnity insurance 2.8.3. Claim made clauses 2.8.4. Compulsory insurance. Evolution and characters. Modalities 2.9. Legal expenses insurance 2.10. Reinsurance |
| LESSON 9: Personal insurance | 1. Concept and characters 2. Classification 3. Life insurance 3.1. Personal items in life insurance 3.2. Legal position of the beneficiary 3.3. Classes 3.4. Delimitation of risk. Problem of suicide 3.5. Content and effects of the contract 3.6. Redemption, reduction, and advances on the policy 4. Accident insurance 5. Health insurance 6. Health care insurance |
| PART THREE: SECURITIES MARKET LAW | |
| LESSON 10: Contracts in the stock markets | 1. Transactions on the primary market 1.1. The public offering of sale (IPO) 2. Official secondary market operations 2.1. General scheme 2.2. Trading 2.2.1 Concept and classes 2.2.2. The stock exchange commission 2.2.3. The takeover bid 2.3. Government bond market operations 2.4. Futures and options market operations |
| LESSON 11: Investment services contracts | 1. General consideration 2. The contract for the deposit and administration of securities 3. The investment portfolio management contract |
